What’s the difference between SSI and SSDI?

By December 19, 2019 February 12th, 2020 No Comments

For American’s unable to work due to disabilities, Social Security benefits come in two main forms: Supplemental Security Income and Social Security Disability Insurance. At first glance, the two programs can seem very similar. Their names certainly are! There are a few key differences, however. Understanding the unique features of each program can help you determine whether one or both programs are right for you. Keep reading to find out more.

Supplemental Security Income (SSI)

Supplemental Security Income (SSI) provides benefits to low-income individuals who are either over age 65, blind, or unable to work due to a medical condition. In order to be eligible for SSI, an individual must meet any one of those three criteria in addition to having an income below a certain level. These requirements are the defining characteristics that distinguish SSI from SSDI.

Social Security Disability Insurance (SSDI)

Unlike SSI, Social Security Disability Insurance (SSDI) is available to individuals of any age or income level who are unable to work due to a medical condition and who have an established work history. Unlike SSI, SSDI benefits can also be used for children or dependents of the principal recipient. Benefits for children or dependents are not subtracted from the base benefit but can instead be paid to up to a certain percent of the base benefit amount.

An Experienced Social Security Disability Attorney Can Help You Find the Right Program for You

Applying for Social Security benefits is a complicated process, and even just figuring out which program you qualify for can be tricky. You may even be able to receive both SSI and SSDI benefits! A Social Security Disability attorney like those at Drew L. Johnson, P.C. Attorneys at Law will help you understand the available programs and successfully apply to benefits. Call (541) 583-4698 to schedule a free initial consultation with a Eugene Social Security Disability attorney with over 40 years of experience helping people like you.